Share Capital Accounts.

A fast, streamlined way to deposit and evidence paid-in share capital for newly formed Swiss companies — automated, from account opening to confirmation.

A Swiss capital payment account for GmbH and AG formation.

01.

Fast account opening.

Open a dedicated Swiss capital payment account online, matched to your incorporation timeline from day one.

02.

One flow, start to finish.

Deposit your share capital and generate the documentation the notary and commercial registry require — without switching between providers or waiting on manual approvals.

03.

Completely digital.

No paper forms, no branch visits. Every step, from account opening to capital confirmation, runs digitally.

04.

Global-ready onboarding.

Domestic and foreign shareholders accepted, making it seamless for founders to establish and fund a Swiss AG or GmbH.

Flexible, transparent pricing.

Pay absolutely nothing for your capital deposit account when you choose Bivial as your ongoing business banking partner.*

*If a Bivial Business Account cannot be opened following company formation, charges apply. See our Pricing page for full details.

How to open a capital payment account in Switzerland.

1. Open the capital payment account.

Create your Share Capital Account online in minutes.

2. Deposit capital.

Pay in your share capital digitally, with real-time visibility into your account status.

3. Get confirmation.

Receive the capital payment confirmation letter your notary and the commercial registry need.

Track your capital deposit.

All-in-one dashboard to open your account, track your deposit, and download your confirmation letter - no spreadsheets and unnecessary email chains.

Share Capital Account application in the Bivial dashboard

Compliant.

FINMA Authorised · Art. Article 1b

Digital Capital Confirmation Letter or
Paper Confirmation Letter

FAQs.

What is a Share Capital Account?

A Share Capital Account is a dedicated Swiss bank account used to deposit and evidence the paid-in share capital required to incorporate a company in Switzerland. Funds deposited are confirmed to the notary and commercial registry as part of the incorporation process.

Who is a capital payment account intended for?

A capital payment account (known in Switzerland as a Kapitaleinzahlungskonto) is a highly specialised, temporary account intended for founders, entrepreneurs, and legal professionals who are in the process of incorporating a new company or increasing the capital of an existing one. Capital increase accounts are issued to our clients and can be requested via support@bivial.com.

What is a capital payment account used for?

A capital payment account (or Kapitaleinzahlungskonto in Switzerland) has one primary, legally mandated purpose: it holds the required startup money while a new company is being incorporated.

How much capital do you need to set up a Swiss GmbH?

A minimum capital sum of CHF 20,000 is required to set up Swiss limited liability companies, also known as:

Gesellschaft mit beschränkter Haftung (GmbH) - German-speaking Region of Switzerland
Société à responsabilité limitée (Sàrl) - French-speaking Region of Switzerland
Società a Garanzia Limitata (Sagl) - Italian-speaking Region of Switzerland
Societad cun responsabladad limitada (Scrl) - Romansh-speaking Region of Switzerland

How much capital do you need to set up an AG?

A minimum capital sum of CHF 100,000 is required to set up a public limited company (AG) in Switzerland. At least CHF 50,000 must be paid in at incorporation. These are also known as:

Aktiengesellschaft (AG) in the German-speaking Region of Switzerland
Société anonyme (SA) in the French-speaking Region of Switzerland
Società anonima (SA) in the Italian-speaking Region of Switzerland
Societad anonima (SA) in the Romansh-speaking Region of Switzerland