Business Accounts for Global Transactions.

Bivial lets you manage all your business finances in one place. Our Business Accounts enable seamless sending and receiving of funds worldwide.

Accessible to Global Businesses.

We cater to global business structures, including foreign entities with diverse shareholdings and ownership structures.

Bivial is accessible in over 160 countries, regardless of business size and complexity.

Onboard Remotely.

You can create a Corporate Business Account remotely and at your convenience. Our team will guide you through an efficient onboarding process via video, making it as easy as possible.

You can ask questions during the onboarding stage and get swift clarifications. Our team is committed to delivering exceptional customer support.

One Comprehensive Dashboard.

Corporations can manage multiple accounts, with access control, from a single dashboard.

You can control which users can access what features and under what conditions they can interact with a Corporate Account.

Safeguard in Switzerland.

We offer IBAN accounts in multiple currencies, safeguarded in a Swiss bank, with transparent exchange rates, fast withdrawals, and seamless access to global markets.

Pay & Get Paid Globally.

Send and receive money worldwide without hassle. Bivial helps businesses with global customer bases run smoothly.

Integrate & Automate.

You can integrate our Payments API with other tools to provide complementary functionality.

Bivial's API integration allows businesses to create customised solutions for mass payments, cross-border payments, virtual debit cards, and more.

Financial reporting and reconciliation

Talk to real people and get answers

Visa Corporate Debit Cards

Instant currency exchange

How to apply for an online Business Account.

Create a profile.

Get Started

Fill out the required fields in the application form to open an online Business Account.

Wait for feedback from our experts on the next steps to take.

How to add currencies to your Business Account.

Step 1.

Navigate to the top menu bar, click "Create", and select "Account".

Step 2.

Select the account type — either Operational or Client Funds — and click "Proceed".

Step 3.

Choose the currency you desire to add.

Available Currencies.

API Integration.

Integrate Bivial into your website or app to receive payments in multiple currencies.

Incoming Payments

SEPA Direct Debit Collections

Outgoing Payments

FAQs.

What is a business account, and how is it different from a personal account?

Business Accounts are established in the name of a business and used to manage a company's funds. In contrast, personal accounts are created in an individual's name and used to manage personal finances. Business accounts have features made specially for corporate use, including multi-level access control, foreign exchange, and third-party software integrations. In contrast, personal accounts primarily offer basic features for managing individual finances.

Who can open a Bivial Business Account?

Registered foreign companies with an annual turnover of over CHF 2 million can open a Bivial Business Account. Freelancers and startups with a turnover of less than CHF 2 million can also open small business accounts to send and receive payments. Opening a Bivial Business Account is easy if you have the required documentation.

How can I get started with a Bivial Business Account?

You can open a Bivial Business Account online by filling out the application form and providing the required documentation. The process is quick and easy, so Get Started today.

Is a Bivial Business Account a traditional bank account?

No, a Bivial Business Account is not a traditional business banking account. It's a digital-only account that lets businesses store and manage their finances. Bivial is a financial Institution, partnered with Swiss banking institutions to offer financial services, with the same deposit protection that Swiss bank account holders get. Our platform combines the trust and reliability of Swiss banks with the innovation and tailor-made features of a fintech company.

Is it possible to open and manage the account remotely?

Yes, you can open and manage your Bivial Account remotely. Our staff will take the time to guide you through the onboarding process via live video, making it convenient regardless of your location.

What currencies are available with a Bivial Business Account?

With a Bivial Business Account, you can send and receive money in over a dozen currencies, including CHF, EUR, USD, GBP, AED, AUD, CAD, DKK, HKD, HUF, JPY, MXN, NOK, PLN, SEK, TRY, ZAR, CZK, and SGD. A Bivial Business Account lets you seamlessly send and receive money across the globe.

Can I use one dashboard to manage multiple companies and users?

Yes, you can manage multiple accounts and users from your sole Bivial Dashboard. We provide a one-stop platform for managing business finances and keeping accurate records for future reference.

What payment methods does Bivial support?

For inbound transactions, supported payment methods include SEPA, SWIFT, and SIC bank transfers, as well as cards and other digital wallets, such as Alipay. Supported methods for outbound payments include SEPA, SWIFT, SIC, and TARGET2 bank transfers, as well as Visa/Mastercard cards and wallets like Alipay and PayPal.

Can I integrate my account with external software or automate transactions?

Yes, Bivial provides API integration to enable businesses to integrate our platform with external software tools. You can also send payment instructions to Bivial via the SWIFT messaging system or upload bulk payment instructions in a batch file, instead of handling each transaction manually.

Business Accounts for Global Transactions.

How to apply for an online Business Account.

How to add currencies to your Business Account.

FAQs.

Elevate your global payments with Bivial.