Virtual Cards for Business.
Unlimited flexibility made possible with all-in-one virtual cards.
Empower your global business with Bivial's Virtual business debit card. Instantly issue unlimited virtual cards, monitor transactions in real time, and pay worldwide with Apple Pay, Google Pay, or your preferred digital wallet. Simplify every business payment and enjoy more control, flexibility, and security in your expense management.
What are Virtual Cards?
A corporate virtual card is a modern solution for streamlining your business expenses. It is similar to a plastic payment card, but encompasses several unique advantages:
✔️ Unlimited card issuance in seconds. There's a single requirement—a linked IBAN account.
✔️ Hassle-free management. All payments and information are available through the Bivial Dashboard.
✔️ Extra-level security. Virtual cards can be instantly blocked if you suspect fraudulent activity or unauthorised transactions.
Pay Anywhere, Anytime.
Convenient Management.
Bivial's Virtual Card is designed for modern companies that value transparency. All activity is visible in real time through the Bivial Dashboard or via direct integration with your APIs.
Global Coverage.
Use your Virtual Visa Card for purchases and payments worldwide. Bivial cards support transactions in multiple currencies.
Effortless Contactless Payments.
Contactless payments have never been easier—the card can be linked to Apple Pay or Google Pay.
Unlimited Card Issuance in Seconds.
Instantly issue as many cards as your business needs. Create individual cards for team members or projects, all linked to your EUR or USD IBAN. Monitor spending, freeze or cancel cards within seconds.
Add your Bivial virtual card to Apple Wallet and pay in a couple of clicks with your iPhone, iPad, or Apple Watch. This payment system is widely accepted online and in any contactless terminal.
Rest assured that your privacy and safety are strictly protected—each transaction is verified using Face ID or Touch ID for increased protection. Your card data stays private—it's neither shared with merchants nor saved on your device.
Another way to make contactless online payments in-store and online is through the Google Pay system. Protected by encryption and face ID login, it secures your data from fraud and unauthorised transactions.
How to Get a Virtual Card?
Apply for a Bivial Business Account.
Submit your application online by filling out the form; no branch visits needed. A quick 2-way video verification will be required to complete onboarding.
Log in to your Bivial Dashboard.
Once approved, access your secure Dashboard where you'll manage accounts, payments, and cards.
Navigate to the "Cards" tab.
Click on "Get Started" to initiate your request. Then proceed to add your details.
Issue cards instantly.
After setup, you can create and customise virtual debit cards for your business in seconds. They're ready to use with Apple Pay, Google Pay, or online.
How Bivial Protects Every Transaction.
Your security is our top priority. Bivial's virtual cards for business are backed by strict regulatory standards, while sensitive data is protected through encrypted connections and layered authentication. Occasionally, some fraudsters may attempt to trick you into revealing personal information or transferring funds to third-party accounts. Here are some reminders to help you stay safe:
✔️ Keep your card details confidential; do not share them by phone or SMS
✔️ Report suspicious links or messages to support@bivial.com
✔️ Only use the official Bivial Dashboard to log in.
Integration Capabilities.
Bivial's virtual cards integrate effortlessly with existing business systems. Choose the integration method that aligns with your business workflow:
✔️ REST API. Instantly create and manage virtual cards, send payment requests, and track all transactions with Bivial's API. Gain fast access to payment infrastructure while minimising manual input.
✔️ SWIFT Messaging. Initiate payments using MT or MX ISO 20022 message formats, compatible with international systems.
✔️ Batch File Upload. Use the Bivial Dashboard to upload multiple payment instructions in a single file.
Related Articles.
FAQs.
What are virtual cards?
Business Virtual Cards have a lot in common with plastic payment cards. With them, you can manage your business expenses, pay for specific services and subscriptions fully online, without having to visit a local branch. The only thing you need for issuing such a card is a linked IBAN account.
What tools are available for managing my virtual Visa card?
All the tools for managing your virtual Bivial cards and funds are available online through the Bivial Dashboard. Set limits, monitor spending, freeze or cancel cards instantly—everything in a convenient interface.
Are there spending limits on my Bivial Business debit card?
Yes, you can set customisable high-spend limits for your Bivial card if needed. For more control, you can adjust transaction caps, and apply time-based rules for specific cards or users through the Dashboard. This helps you manage budget control for every employee and project.
Where can I use my Bivial Virtual Business card?
Our virtual debit card for businesses can be used globally, in any country where Visa is accepted.
How quickly can I issue a corporate virtual card?
You can create and issue a new corporate virtual card in seconds via the Bivial Dashboard. The only requirement is a verified Business Account with an active IBAN.
How do I integrate Bivial's virtual cards with my existing business systems and software?
Bivial offers flexible integration for any business. You can connect through API, SWIFT, or batch file upload—so it's easy to automate card creation, handle payments, and track every transaction right from your systems. No complex setup or extra development required.
Which mobile wallets can I use my virtual card with?
You can use your virtual visa debit card with Apple Pay and Google Pay.