Physical Cards.

Experience security and freedom with a Bivial debit card.

Enjoy worldwide access to your funds, seamless payments, and robust protection backed by Swiss regulation. Wherever your business or travels take you, our debit card delivers the convenience, privacy, and control you need—online and in person.

Benefits.

Secure

Swiss regulatory standards, advanced encryption, and chip technology. In case of suspicious activity, you can instantly block and further reissue your card through your Dashboard.

Global

Multi-currency support for borderless purchases. Bivial debit cards are accepted worldwide. Receive payments, place orders, and withdraw cash wherever Visa is accepted.

Payment Platforms

Extra convenience at your fingertips. Add your card to Apple Pay or Google Pay in a few clicks. Bivial debit cards integrate smoothly with leading payment platforms. Every card is ready for secure mobile payments and digital wallets from day one.

Contactless

Swift, secure card payments with built-in contactless technology. Pay in-store or on the go with a tap—every card provides you with clean, convenient contactless payments.

Cash Access

Instant cash access at ATMs worldwide. Receive your Bivial physical card after a simple card order, then withdraw local currency. Support your business trips and daily expenses wherever you go.

Shopping Online

Online shopping without hindrance. Bivial debit cards open a doorway to global shopping, subscriptions, and digital services. Manage your funds and track every transaction directly through your Dashboard.

How to Order a Physical Card

To get a debit card, log in to your Bivial Dashboard and navigate to the “Cards” tab.

Type of Cards

Bivial provides several card solutions tailored to the needs of individuals and businesses. All options are flexible, secure, and easily managed through a convenient Bivial Dashboard.

Physical Card.

The Bivial physical debit card is ideal for those who need global access to their funds, both in-store and online. It allows holders to make online purchases, withdraw cash at ATMs, and enjoy contactless payments worldwide. The card is accepted worldwide—perfect for travel, everyday expenses, or business transactions that require a physical card.

Virtual Card.

The virtual card is a fully digital alternative, designed for online shopping, subscriptions, and secure payments. Issuance is completed within a couple of minutes through the Bivial Dashboard—physical presence is not required. Once activated, you can quickly connect it to Apple Pay or Google Pay to make simple contactless payments.

This solution also works for companies and teams that strive to streamline their expense management. The number of cards is unlimited: issue a separate card for each team member, project, or supplier as needed, and set custom limits for each. Track all business transactions in real time through your Dashboard and integrate card management with your existing systems via API.

These individual cards suit anyone who wants to conduct quick, in-person transactions without using a physical card.

Why Choose Bivial?

As a financial institution authorised by FINMA, Bivial delivers top-tier security and advanced compliance.

What are the features that make our clients choose us time and again? Here are a few:

✔️ Real-time expense control

✔️ Seamless Apple Pay and Google Pay integration

✔️ Dedicated account managers

Another advantage is fully digital onboarding. It eliminates the need for visiting local branches, saving cardholders their valuable time. Get started within minutes, from any part of the world.

FAQs.

What is a debit card?

A physical debit card is a secure payment method that lets holders pay for goods and services in-store or online. It is also possible to withdraw cash from ATMs, using the funds available in the account.

How quickly will I receive my physical card?

Once you complete your card order and get debit card approval, your Bivial physical card will be produced and shipped promptly. Typically, delivery takes a few days, however, shipping times may vary depending on your country and location.

Are there any fees for card maintenance?

Bivial is transparent about pricing. Any card maintenance fees will be clearly shown during the card order process, with no hidden charges. You can always check current fees directly in your Dashboard or contact our support team for more details.

What is the CVV?

The CVV, or Card Verification Value, is a special three-digit security number printed on the back of a debit card for added protection. This number is required when making online payments to verify that you are the genuine cardholder and to help prevent fraud. Never share your CVV code with anyone.

How is my personal data protected?

Bivial places the highest priority on your data security. Your card information is protected using advanced encryption, secure authentication methods, and strict adherence to Swiss financial regulations. We continuously monitor and upgrade our systems to keep your data confidential and safe from unauthorised access.

What do I do if I forget my PIN?

If you forget your PIN, you can quickly and securely reset it by logging in to your Bivial Dashboard and following the instructions under card management. Whenever you need additional support, our dedicated support team is always available to guide you through the process or answer any questions.

What do I do if I lose my debit card?

If your debit card is lost or stolen, act immediately by logging into the Bivial Dashboard and blocking your card to prevent unauthorised financial transactions. You can easily request a new card online. For urgent help or further questions, please contact our support team at +41 41 552 0093 or via email at support@bivial.com to ensure your funds remain secure.