Bivial's Q1 & Q2 2026 In Review

As we cross the halfway mark of 2026, Bivial is proud to reflect on a period of intense innovation, platform evolution, and enhanced operational capacity. Building on the momentum of late 2025, which brought our clients Instant 24/7 CHF payments and personalised Swiss IBANs, the first half of this year has focused heavily on refining our ecosystem to offer unmatched autonomy, security, and flexibility for global digital businesses.

Here is a closer look at what we achieved in Q1 and Q2 2026.

New Additional BIC: BVVACH22.

To support our transactional growth and ensure even greater redundancy and speed across international networks, Bivial has activated a new, additional Business Identifier Code (BIC): BVVACH22. This infrastructure expansion complements our existing payment rails, enhancing our connectivity to the SWIFT network and optimising cross-border routing. For our digital corporate clients, this translates to better choice in payment routing.

Expanded Card Management Functionality and Limits.

Following the successful integration of Apple Pay for entrepreneurs and the launch of our Physical Visa Debit Cards late last year, H1 2026 focused on giving businesses much more granular control over corporate spend. We have upgraded our dashboard's card management architecture, enabling account administrators to dynamically adjust and control spending limits and spend controls and assign unique rules for individual team cardholders in real-time.

A Fresh Digital Experience: The New Bivial Website.

We rolled out a redesigned Bivial website. Mirroring our commitment to clarity, modern design, and user autonomy, the new digital storefront offers a more intuitive interface, streamlined navigation, and a clearer breakdown of our industry-specific financial solutions.

Coming Soon: Full Banking Mobile App.

In our mission to bring institutional-grade financial tools directly into the palms of our users, we have spent H1 engineering the upcoming Bivial App. Designed from the ground up for busy founders and executives, this full-service banking app will allow users to securely manage their accounts, authorise high-value transactions via our proprietary security infrastructure, and track global payments in real-time while on the move. Final testing is underway, and we look forward to the official rollout soon.

Looking Ahead to H2 2026.

As we look toward the second half of 2026, our goals remain clear:

• Rolling out the mobile banking app.
• Continually scaling our institutional infrastructure under Swiss regulatory standards.
• Providing the most seamless, borderless financial ecosystem for enterprises worldwide.

Meet us at TES Affiliate Conferences in Prague, 25-28 Sep and at SBC Summit in Lisbon, 29 Sep – 1 Oct.

Thank you to our partners and clients for your continued trust as we build the future of global business finance together.